Insurance Claims

Our psychologists are available to carry out psychological assessments of clients relating to insurance claims

Psychology Assessments

Our psychologists are available to carry out psychological assessments of clients relating to insurance claims, where a psychological injury has been sustained as a result of a traumatic incident that occurred as a result of someone else’s negligence.

Psychological injuries can result from sudden traumatic or stressful experiences, which fall outside of normal, everyday experiences, such as a road traffic accident, an accident at work, an accident at a theme park, or a criminal assault.

Such traumatic incidents can result in the development of mental health conditions such as Post-Traumatic Stress Disorder (PTSD), Anxiety, or Depression, which may then also have a secondary negative impact upon other difficulties, such as the use of alcohol or drugs.

Sometimes the physical impact of a trauma or accident can result in secondary mental health difficulties, due to the negative impact that the physical injury has upon the individual’s life, such as experiencing chronic pain or limiting their usual activities.

Due to psychological conditions not being as easily observable or identifiable as physical injuries, they can get missed, causing the individual to suffer for prolonged periods of time as a result of the accident, far beyond the longevity of the physical impact of the accident.

On occasion others can suffer from psychological difficulties as a result of an accident or trauma, due to them having observed, for example, a loved one being involved in an accident or having a ‘near miss’.

Our psychologists are available to carry out assessments of mental health and psychological difficulties following an accident or trauma.

In many circumstances referrals for assessments from a legal team pass through a number of intermediary agencies, which not only significantly delays the process of the client being assessed, leaving the client suffering unnecessarily, but also significantly increases the costs of being assessed as each intermediary agency will make a charge for their administration role before a psychologist is identified who can carry out the assessment.

Our practice of psychologists and psychotherapists work directly with insurance companies and the legal agents that they instruct to remove the need for intermediary agencies, thereby reducing the delays an individual experiences from the time of the trauma or accident to the point they are assessed, which can sometimes be over one years duration.

Our direct working practice also removes the additional fees charged by intermediary agencies, thereby reducing the cost to insurance bodies.

If you, either as an insurance company, a legal representative, or a client that has suffered an accident or trauma, would like further information please contact our Bury office by email on office@expertpsychology.net or by phone on Lancs: 0161 667 0890 Yorks: 01484 502205 or for our Yorkshire office by email on or by phone on

 

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We have expert clinical psychologists available across the whole of the UK